Active Now Fund 1 — Donor Channel

CSI & Private Donor Fund

  • Administered by the EPF Foundation (PBO)
  • Section 18A tax certificates & Impact Certificates issued
  • Returns measured in verified social impact outcomes only
  • Primary active channel and proof-of-impact layer of the SSIF
3.5x+*
Projected B-BBEE Multiplier vs. 1.0x for traditional grants
Section 18A
Tax deductibility via registered PBO
100%
Audited & GPS-Tracked Impact Proof

Select your investor profile to explore

The Gap

Why Your Current CSI Spend Is Underperforming

  • Spend approved, receipts collected. Impact remains unverifiable.
  • The B-BBEE auditor needs evidence. The Integrated Report needs data.
  • The board needs accountability and cannot get it from manual reports
Verifiable Job Count

You fund a programme. The NGO reports "500 beneficiaries." The B-BBEE auditor asks: full-time jobs? Duration? Where is the data? There is none.

Manual Reporting Risk

Cash handling, unverified milestones, self-reported outcomes. Your B-BBEE verification agency flags the gap. You cannot claim the points.

Once-off Spend, No Reinvestment

R10M deployed, consumed, and gone. No capital recycling, no self-sustaining enterprise, no impact legacy. The same budget is required again next year.

Integrated Report Gap

Your contribution should build something durable. A township enterprise that creates 10 jobs today will create 20 tomorrow if the capital keeps on being reinvested.

EPF SSIF solves all four: with GPS-tracked, timestamped, independently audited impact data structured for B-BBEE verification and Integrated Reporting from Day 1.

Proof of Concept

135 Mobile Food Carts. Already Deployed. Already Trading.

The EPF SSIF is not asking you to fund a concept. Township Digital Micro-Enterprise (TDM) has already placed 135 mobile food carts across South Africa's township economy. They are deployed, trading, and creating jobs. Right now.

What Fund 1 does is amplify that proven model with your capital, deploying additional GPS-tracked, independently audited assets at scale, with every outcome reported to you quarterly from Day 1.

135
Mobile food carts already deployed and trading in the township economy
Live
GPS-tracked, Paypoint POS-verified, and independently audited, not self-reported
Phase 1
Targeting 100+ entrepreneurs and 10,000 verified jobs from Fund 1 deployment

Multiplier Effect

Asset Class Macro-Multipliers

The compounding effect is driven by strategically mapping your capital to asset classes that offer distinct macro-multipliers. Here is how different investment vehicles within the EPF SSIF amplify your scorecard and returns.

Asset Class B-BBEE Element Alignment Financial Mechanism Macro-Multiplier
Traditional Grants Socio-Economic Development (SED) One-way deployment (0% return) 1.0x (Baseline)
Concessionary Debt Supplier Development (SD) Revolving loans (Low-interest yield) 1.5x – 2.0x
Venture Equity Enterprise Development (ED) / Ownership Capital appreciation & dividends 2.5x – 3.0x
EPF SSIF Model Optimized across Skills Development & SED Compounding pool with rolling reinvestment 3.5x+
Traditional Grants1.0x Baseline

SED only — one-way deployment, 0% return

Concessionary Debt1.5x – 2.0x

Supplier Development — revolving loans

Venture Equity2.5x – 3.0x

ED / Ownership — capital appreciation

EPF SSIF Model3.5x+

Optimized across Skills Development & SED — compounding reinvestment

B-BBEE Value

Scorecard Worked Example: R10 Million EPF SSIF Commitment

Illustrates how a single R10M deployment simultaneously generates scorecard value across three B-BBEE pillars. Actual points subject to your company's QSE/Generic Scorecard and B-BBEE verification agency confirmation.

B-BBEE Pillar Mechanism Max Points (Generic) Scorecard Impact R10M Contribution Estimated Value
Skills Development Accredited training completions verified via VSI Platform. SETA-aligned certifications tracked per individual. Up to 20 pts HIGH: direct Skills Development pillar fill R10M = 1 000 accredited training completions
Socio-Economic Development (SED) Verified full-time job creation + 20% ESG premium for Youth, Women, and PWD placements. Up to 5 pts MAXIMUM: full SED pillar contribution R10M = 10 000 verified full-time jobs (base)
ESG Inclusion Premium Additional R200 per job for Youth (18–35), Women, or PWD. Highest scorecard allocation. +20% 20% uplift on applicable placements R1 200 per qualifying placement vs R1 000 base

Skills Development

SETA-aligned certifications. Up to 20 pts.

HIGH: direct Skills Development pillar fill

R10M = 1 000 accredited training completions

Socio-Economic Development (SED)

Verified full-time jobs + 20% ESG premium. Up to 5 pts.

MAXIMUM: full SED pillar contribution

R10M = 10 000 verified full-time jobs (base)

ESG Inclusion Premium

Youth (18–35), Women, PWD: highest scorecard allocation.

+20% uplift

R1 200 per qualifying placement vs R1 000 base

Corporate Deliverable Package

What Your CSI Department Receives

EPF SSIF 1 delivers a complete, audit-ready corporate CSI package, structured for B-BBEE verification, Integrated Reporting, and board-level accountability.

Section 18A Tax Certificate

Issued immediately upon contribution via the registered PBO. Valid for SARS submission. Reduces net cost of your CSI spend.

Quarterly B-BBEE Impact Report

Independently audited. Covers Skills Development and SED pillar documentation. Structured for your B-BBEE verification agency.

Integrated Reporting Content Pack

Audited social impact data including jobs created, skills trained and enterprise revenue, formatted for direct use in your Integrated Annual Report.

Named VSI Dashboard Access

Real-time, live view of every asset your CSI budget funded. GPS location, revenue, job count accessible by your sustainability team 24/7.

B-BBEE Verification Evidence Pack

Structured evidence pack for Skills Development and SED pillars. Aligned to B-BBEE Codes of Good Practice. Audit-ready format.

20% Inclusion Premium Documentation

For Youth (18–35), Women, and PWD placements. R1 200 per verified job vs R1 000 base. Highest scorecard allocation. Independently verified.

Employee Engagement Opportunity

Invite your team to participate in VSI Platform impact reviews, ward visits, and entrepreneur mentorship days aligned to employee volunteering programmes.

Annual Impact Audit Report

Independently verified annual summary published by the Fund's appointed Impact Auditor. Suitable for ESG, sustainability, and stakeholder reports.

Join Us

Activate Corporate CSI Programme

Next Steps:

  1. Schedule a B-BBEE Scorecard Mapping Session
  2. Review the Corporate CSI Package
  3. Confirm Your Contribution Allocation
  4. Receive Your First Quarterly Impact Report

Fund Manager

Effectus Capital Management

011 883 0292/94

info@effectuscapital.co.za

www.effectuscapital.co.za

Advisor

Queensway Capital

021 180 2936

www.queenswaycapital.co.za

Fund Contact

EPF Sustainable Social Impact Fund

011 084 1100

info@epfssif.co.za

www.epfssif.co.za

Minimum: R100 000 (Corporate CSI) | B-BBEE scorecard points subject to verification agency confirmation | Independent legal and tax advice recommended.

Catalytic Opportunity

Build a Legacy That Outlives Your Donation

  • Every Rand becomes a GPS-tracked, audited job in the township economy
  • Tax-efficient via Section 18A, reducing your net cost of giving
  • Independently verified impact: a proof of creation, not just a receipt
Target: R1,000
per verified job created*
Section 18A
Tax deductibility via registered PBO
100%
Audited, GPS-tracked impact accountability

Why Donate Here

Why Your Donation Belongs Here

South Africa's structural unemployment crisis is a multi-generational challenge. Conventional philanthropy has failed because capital is deployed once, consumed once, and gone.

Traditional Philanthropy: The Problem

  • You write a cheque. You receive a receipt. You never know what it created.
  • No job count, duration, or proof for your report.
  • Capital is consumed once. The impact stops the moment funding ends.
  • Annual CSI committees ask: "What did last year's donation actually do?"

EPF SSIF 1: The Solution

  • Every contribution tracks to a named asset, a named entrepreneur, a verified job.
  • Audited impact certificate: jobs created, duration, skills, and enterprise revenue reported quarterly.
  • Covenant reinvestment engine: your capital keeps creating jobs long after you donate.
  • Structured for Integrated Reporting. A legacy your stakeholders can read.

Legacy & Governance

Your Legacy is Governed, Verified and Permanent

EPF SSIF 1 is designed to meet family-office-grade due diligence standards. Independent governance, named trustees on the committee, mandated audit and legal oversight.

Independent Governance Committee

Mandated seats for independent legal counsel and a top-tier audit firm representative. Releases funds only against independently verified impact milestones.

Ring-Fenced PBO Structure

Your donation is held in a ring-fenced Section 18A PBO. Full audit trail from donation to job created. No commingling with commercial funds.

Quarterly Impact Certificates

Every quarter, an independently audited impact certificate is issued. Structured for your family office's integrated reporting and stakeholder communications.

Personalised VSI Dashboard Access

Your family office receives personalised, real-time dashboard access. View the performance of every asset your contribution funded, live.

Generational Impact Story

Build a philanthropic narrative your next generation can inherit. A township enterprise that creates 10 jobs today will create 20 tomorrow as the circular engine reinvests covenant flows.

Structured Exit Narrative

At 5-year intervals, audited cumulative impact reports give your family office a full lifecycle account of every Rand contributed, suitable for foundation board reporting.

Tax Efficiency & Structuring

How Section 18A Works for You

Contributions via the registered PBO qualify for Section 18A tax deductibility under the South African Income Tax Act, reducing the net cost of your philanthropy and increasing its leverage.

1
You Contribute

Make a donation of any amount from R1 000 to the registered PBO. No upper limit on tax-deductible contributions (subject to income limits).

2
Certificate Issued Immediately

Section 18A tax deduction certificate issued upon receipt of funds. Valid for submission with your SARS annual tax return.

3
Deduction Against Taxable Income

Your contribution is deductible against your taxable income, reducing your effective tax liability.

4
Structured for Reporting

Audited impact receipts structured for use in your family office's integrated or sustainability report.

Your Donor Package

What You Receive as a Donor

EPF SSIF 1 delivers a comprehensive donor package: structured, reportable, and independently verified. Every contribution is tracked from receipt to job creation.

Section 18A Tax Certificate

Issued immediately upon contribution. Valid for SARS annual submission. Reduces your effective tax liability on the full contribution amount.

Quarterly Impact Report

Independently audited. Includes: job creation count and duration, skills development completions, enterprise revenue, B-BBEE pillar documentation.

Personalised VSI Dashboard Access

Real-time, live view of every asset your contribution funded. GPS location, revenue generated, and job count. Visible 24/7.

B-BBEE Impact Documentation

Structured evidence pack for Skills Development and SED pillars. Aligned to B-BBEE Codes of Good Practice. Audit-ready.

Annual Legacy Impact Summary

Cumulative 5-year impact account: total jobs created, sustained, skills trained, and enterprise revenue generated from your donations.

Governance Assurance Letter

Annual letter from the independent governance committee confirming deployment, compliance, and PBO integrity for your family office records.

Join Us

Start Building Your Philanthropic Legacy Today

Next Steps:

  1. Make your first donation
  2. Request your impact mapping session
  3. Activate your personalised VSI dashboard
  4. Receive your first impact report

Fund Manager

Effectus Capital Management

011 883 0292/94

info@effectuscapital.co.za

www.effectuscapital.co.za

Advisor

Queensway Capital

021 180 2936

www.queenswaycapital.co.za

Fund Contact

EPF Sustainable Social Impact Fund

011 084 1100

info@epfssif.co.za

www.epfssif.co.za

Minimum: R1 000 (Private Donor) | Recommended minimum for family offices: R100 000 | All contributions via registered Section 18A PBO | Independent legal, tax and financial advice recommended.

SED Obligation

Your SED Budget Is a Mandated Spend. Make It Count.

  • Converts SED obligation into GPS-tracked, independently audited township job creation
  • Full SED pillar documentation issued quarterly, structured for your B-BBEE verification agency
  • Section 18A receipt issued immediately. Maximum scorecard impact, zero manual reporting risk.
Up to 5 pts
Maximum SED pillar points on the Generic B-BBEE Scorecard
100%
SED pillar contribution, verified, audited, and structured for your B-BBEE verification agency
Section 18A
Tax deductibility: reduces your net cost of SED compliance

The SED Problem

Why Most SED Spend Underperforms

SED is the most misunderstood element of the B-BBEE scorecard. Most companies overspend on SED and underdeliver on documentation, leaving points on the table at verification time.

Unverifiable Outcomes

NGO beneficiary counts and community programmes rarely translate into auditable job creation data. Your B-BBEE verification agency cannot accept manual reports.

Receipt Without Proof

You write the cheque and receive a receipt, but the SED pillar requires evidence of socio-economic upliftment, not just a payment confirmation.

Annual Reset

SED spend is consumed annually with no compounding effect. Your budget resets every year, and so does your impact problem.

Audit Exposure

B-BBEE verification agencies increasingly challenge self-reported SED outcomes. Without independent, timestamped data, your points are at risk.

EPF SSIF 1 solves all four: GPS-tracked, Paypoint POS-verified, independently audited SED documentation structured for B-BBEE verification from Day 1.

SED Deliverable Package

What Your SED Budget Delivers via EPF SSIF 1

Every SED contribution is structured for maximum scorecard impact and full B-BBEE verification agency compliance. No manual reports. No unverifiable outcomes.

Section 18A Tax Certificate

Issued immediately upon contribution. Valid for SARS annual submission. Reduces your net cost of SED compliance.

Quarterly SED Pillar Report

Independently audited. Covers verified job creation count, duration, and ESG inclusion premium data. Structured for your B-BBEE verification agency.

B-BBEE Verification Evidence Pack

Structured evidence pack aligned to the B-BBEE Codes of Good Practice. Audit-ready format, accepted by accredited verification agencies.

Named VSI Dashboard Access

Real-time view of every asset your SED budget funded. GPS location, revenue, and job count accessible 24/7 by your sustainability or compliance team.

20% ESG Inclusion Premium

For Youth (18–35), Women, and PWD placements. R1 200 per verified qualifying job vs R1 000 base. Highest scorecard allocation, independently verified.

Integrated Reporting Content Pack

Audited social impact data formatted for direct use in your Integrated Annual Report and ESG disclosures. Structured for GRI, King IV, and B-BBEE alignment.

Join Us

Activate Your SED Programme

Next Steps:

  1. Schedule a SED Scorecard Mapping Session
  2. Review the SED Compliance Package
  3. Confirm Your SED Contribution Allocation
  4. Receive Your First Quarterly SED Impact Report

Fund Manager

Effectus Capital Management

011 883 0292/94

info@effectuscapital.co.za

www.effectuscapital.co.za

Advisor

Queensway Capital

021 180 2936

www.queenswaycapital.co.za

Fund Contact

EPF Sustainable Social Impact Fund

011 084 1100

info@epfssif.co.za

www.epfssif.co.za

Minimum: R100 000 (SED Budget Holders) | B-BBEE scorecard points subject to verification agency confirmation | Independent legal and tax advice recommended.

The Roadmap

From Proof-of-Concept to Institutional Platform

Fund 1 is the proving ground. Fund 2 is the scale vehicle. Your capital today builds the evidence base that unlocks institutional capital tomorrow.

Phase 1 — Active
Build the Proof-of-Concept
  • 100+ township entrepreneurs deployed via Fund 1
  • 10,000 targeted verified jobs, tracked, audited, and reported quarterly
  • GPS-tracked, Paypoint POS-verified outcomes from Day 1
  • Section 18A receipts and B-BBEE impact reports issued to every donor
Phase 2 — Q1 2027
Unlock Institutional Capital
  • Fund 2 (SSIN) opens once proof-of-concept validation is complete
  • Pension funds, DFIs, and impact investment managers gain access
  • Financial yield alongside independently audited social returns
  • Managed by Effectus Capital Management (FSP licensed) under FSCA-aligned governance

Common Questions

Frequently Asked Questions

Everything you need to know before committing capital.

  • R1 000 for individual / philanthropic donors
  • R100 000 minimum for Corporate CSI / B-BBEE packages
  • R100 000+ recommended for family offices seeking Integrated Reporting value

  • Every asset is GPS-geofenced; location is tracked and locked in real time
  • All sales and activity are timestamped via the Paypoint POS terminal
  • Data is independently audited via the VSI Platform, not self-reported
  • You receive a named VSI dashboard with live visibility 24/7

  • Skills Development: accredited training completions, SETA-aligned, tracked per individual
  • SED (Socio-Economic Development): verified full-time job creation with 20% ESG premium for Youth, Women, and PWD
  • ESD (Enterprise & Supplier Development): Fund 1 is a Section 18A donor channel and does not deliver ESD points. Corporates seeking ESD recognition must structure their contribution as an enterprise development loan. Contact the fund team.

  • Fund 1 is a donor channel; there is no financial return or capital repayment
  • Returns are measured purely in verified social impact outcomes (jobs, skills, enterprise revenue)
  • Section 18A tax deductibility reduces your net cost of giving immediately
  • For financial returns, see EPF SSIF 2 — Institutional & Impact Investor Fund

  • Issued immediately upon receipt of contribution via the registered PBO
  • Valid for SARS annual submission, reducing your effective tax liability on the full amount
  • No upper limit on deductible contributions (subject to your taxable income)