Stop funding temporary relief. We deploy ready to trade micro franchises that keep money circulating locally and generate verifiable, audit-ready social impact.
A first of its kind closed loop investment system that transforms social spending into self-sustaining enterprise development. We are not asking for a donation we are presenting a permanent financial vehicle for township economic transformation.
Initial Fund Size
SSINs Issued
Safety Ratio
EPF SSIF Core Framework
The EPF SSIF is anchored by an established tech ecosystem with a 10 year legacy, proprietary software, and institutional-grade infrastructure required for investor trust.
South Africa does not suffer from a lack of capital. It suffers from inefficient deployment of capital where funding is consumed once off without generating durable employment or scalable enterprises.
National Unemployment
Q2 2025
Youth Unemployment (15-24)
Entry-level crisis
Youth Unemployment (15-34)
60% with zero work experience
Social Grant Recipients
Outpacing the tax base
R289.9 billion spent, yet unemployment rises.
The system consumes capital without recycling it.
A performance-linked note that tracks both financial returns and verified social outcomes turning social impact into a measurable asset class that can be held, tracked, and exited.
Turnkey, revenue generating Business in a Box microfranchises. Every unit includes a 3-phase incubation program: compliance, asset activation, and performance coaching.
Deployment
Note Equivalent: 50 SSINs
Deployment
Note Equivalent: 50 SSINs
Deployment
Note Equivalent: 20 SSINs
Deployment
Note Equivalent: 3 SSINs
An automated, hardcoded profit recycling mechanism that ensures the fund scales without constant capital injections.
For EPF Tech Fund portfolio companies, 25% of project profits are automatically allocated back to the SSIF.
For third-party beneficiaries, 10% of profits flow back, ensuring even grant-funded ventures contribute to sustainability.
| Category | Verified Metrics | SSIN Value Added |
|---|---|---|
| Job Creation | Full-time, part-time, retention rates, vulnerable populations | R1 000 per job |
| Skills Development | Accredited training completions, post-training employment | R250 per individual |
| Enterprise Growth | Revenue growth, profitability, scaling operations | R100 per R10K revenue |
| Inclusion Incentive | Youth, Women, Persons with Disability placement | +R200 bonus per job created |
Full-time, part-time, retention rates, vulnerable populations
Accredited training completions, post-training employment
Revenue growth, profitability, scaling operations
Youth, Women, Persons with Disability placement
A Tiered Sinking Fund (5%–15%) and a strict 30 day Recovery to Redeployment guarantee ensure physical collateral remains productive and principal is shielded, with these vaulted reserves securing a 3-year hardware refresh cycle to protect the underlying SSIN valuation.
High-growth digital infrastructure with real-time data monitoring.
Digital media production. Mid-tier risk from project-based revenue models.
High-impact with higher default risk. Robust buffer for early-stage ventures.
A defined liquidity waterfall where principal is repaid first. The Social Redemption Fund acts as the market maker to monetize verified social impact for the final exit.
100% repayment of initial capital principal to the investor. Senior priority in the payout waterfall.
Cash-backed financial profits from recycling flows. 25% from EPF portfolio companies and 10% from third-party operators.
The SRF acquires and retires verified impact credits, converting social value into a cash settlement for investors.
Non-reimbursable grants, CSI budgets, and philanthropic donations. Contributors receive Section 18A tax certificates.
The SRF acquires and retires verified impact credits, converting social value into a cash settlement for investors.
Independent PBO governance committee with mandated seats for legal counsel and top-tier audit firm representatives.
Hyper-performance in social delivery creates its own liquidity through increased donor demand for verified outcomes.
A Blended Finance Framework for Outcome-Driven Capital
Five distinct investor profiles. One unified, closed-loop engine for national change.
Profile: Pension funds, Development Finance Institutions (DFIs), and large-scale asset managers looking for long-term returns that align with strict Environmental, Social, and Governance (ESG) mandates.
Capital Requirements: Large-scale capital deployment, structured in minimum tranches of R100 million.
Strategic Focus: Scalable, institutional-grade capital placement requiring absolute transparency, fiduciary safety, and structural integrity.
Profile: JSE-listed companies and large enterprises seeking to transition mandatory Corporate Social Investment (CSI) and Enterprise & Supplier Development (ESD) from sunk-cost donations into an efficient, recyclable model.
Capital Requirements: Medium to large deployments (R1m+ Baskets or minimum 500 SSINs).
Strategic Focus: Converting corporate charity into strategic, measurable outcome procurement.
Profile: Impact-focused venture capital funds, family offices, and social enterprise investors seeking market-based solutions that transform societal challenges into profitable enterprise models.
Capital Requirements: Medium-to-large capital placement (e.g., R100,000+ to directly fund productive physical assets).
Strategic Focus: Acting as a catalyst for systemic change by balancing social impact with a financial return.
Profile: High-net-worth individuals, philanthropic foundations, charitable trusts, and international development agencies motivated by philanthropic efficiency.
Capital Requirements: Highly variable, ranging from specific asset adoption (e.g., R3,000 for a terminal to R50,000 for a food cart) to multi-year outcome-based funding.
Strategic Focus: Stop funding promises; purchase verified results. This capital specifically funds the Social Redemption Fund (SRF), providing the critical first-loss capital that de-risks the ecosystem for commercial investors.
A first of its kind, performance linked financial instrument. Every verified social outcome like a sustainable job created is translated into measurable, trackable, and appreciable value.
Every sale, job created, and asset uptime is tracked in real-time through the Visible Social Impact platform, creating an unalterable audit trail.
Provides audit-ready data that seamlessly integrates with corporate B-BBEE scorecards, ESG reporting, and Section 18A tax requirements.
Don't just donate. Deploy a self-sustaining asset.
Curate a personalized "Impact Basket" by selecting specific, fully-costed business units that align with your corporate or philanthropic vision. Each asset is verified via the VSI Platform and backed by Socially Sustainable Impact Notes (SSINs).
We eliminate ambiguity. We use a standardized framework to translate verified social impact into appreciable financial value. You know exactly what your capital 'buys' in social terms, ensuring returns are data-driven, auditable, and predictable.
Your capital is protected by multiple layers of institutional safeguards, independent oversight, and asset security protocols designed to eliminate single points of failure.
The fund is independently managed by Effectus Capital Management (Pty) Ltd, an FSCA-regulated asset manager. Operational risk is strictly separated among specialized custodians: one entity manages the physical assets (TDM), another handles all financial transactions (Paypoint), and a third audits the data (VSI Platform). The company that manages the assets never touches the money.
Capital is protected through a multi-layered risk mitigation strategy. A dedicated Tiered Capital Stabilisation Reserve (comprising 5-15% of capital) is maintained specifically to absorb any project-level defaults and preserve the value of your investment.
Your investment is backed by tangible, recallable physical assets (such as mobile carts and production kits). The VSI Platform employs a Physical Asset Shield using GPS geofencing to prevent unauthorized relocation, ensuring assets are actively trading and secure.
Your capital is administered via a registered structure, granting full Section 18A tax deductibility. Your philanthropic grant acts as essential first-loss capital that de-risks the ecosystem for institutional investors. In return, you receive a fully deductible contribution receipt backed by a perfect, unalterable audit trail via the VSI Platform and Impact Rate Card.
We don't guess impact — we verify it. The Visible Social Impact (VSI) Platform acts as the independent data watchdog for the fund. Every transaction on a cart's POS system, every gig-work hour logged, and every asset's GPS location feeds directly into this dashboard. This verifies your SSIN value in real-time, providing unalterable, audit-ready data for B-BBEE compliance and ESG reporting.
Request Dashboard Access →Become the Market Maker who buys outcomes, not promises.
"South Africa creates dependency because we fund relief. We need a model that creates taxpayers"